Business Analyst - Credit Decisioning System (Remote)

Company: Linear Financial Technologies
Location: Saint Louis
Posted on: May 16, 2022

Job Description:

Company

Amount Small Business, a business unit of Amount, is a cloud-based financial infrastructure and insights company with a focus on digital lending for small and medium-sized businesses. At its core is a cutting-edge SaaS platform that simplifies the borrowing and account opening experience for small business owners and streamlines loan and deposit origination workflows for a broad range of SMB products, ranging from business credit cards, loans, lines of credit and SBA loans. Amount Small Business has an expansive and diverse set of name brand clients, including Citizens Bank, Fifth Third Bank and Bank of the West, among others.

Key Responsibilities:

This is a junior position that is responsible for configuring and maintaining data aggregation, analytics, underwriting and workflow strategies that support processing credit applications and business process automation on our configurable credit risk management platform. The individual will work closely with our credit risk management, analytics, underwriting, loan operations and engineering teams to configure changes on the Decision Engine platform. The Decision Engine platform operates our risk and pricing models, data aggregation connectors to third party data sources and our various credit rules and policies associated with the origination process.

PLEASE NOTE: THIS IS NOT A DATA SCIENCE ROLE

Specific responsibilities include, but are not limited to:

• Implement changes on our Decision Engine (automated business rules, credit models and pricing models) platform across all businesses/channels
• Drive the product and business-planning process across cross-functional teams of the company
• Code various models and requirements from different departments
• Develop, implement, and maintain production timelines across multiple departments
• Develop expert knowledge of the credit rules, models and underwriting strategies in place for each line of business and customer segmentation
• Ensure the highest level of data integrity through our data aggregation process
• Managing product road maps and releases of the Decision Engine
• Partner closely with members of credit risk management, analytics, underwriting, loan operations and engineering teams to drive the implementation of new strategies and workflows
• Create and manage the necessary documentation reporting to track changes and performance
• Collaborate closely with credit, analytics, engineering, production and sales teams on the development, QA, and release of products and balance of resources to ensure success for the entire organization
  
  Requirements
  
  Minimum Qualifications:
  
  • Extreme attention to detail
  • Strong problem-solving skills and willingness to roll up one's sleeves to get the job
  • Excellent interpersonal skills
  • Ability to grasp the intersection of business use cases with analytical needs
  • Highly organized with proven ability to multi-task
  • Technical writing experience (Good written and verbal communication)
  • Mental toughness and comfort in dealing with people in various levels of the organization
  • Bachelors in a quantitative field (e.g., Mathematics, Engineering, Computer Science, Information Systems, Economics, etc.) or equivalent experience
  • Proficient with the use of at least one programming languages
  • Experience in consumer or commercial lending is a big plus
    
    Benefits
    
    • Salary range commensurate with experience and capabilities
    • Comprehensive benefits package including generous PTO, health, dental, vision, 401K with company match
    • Bonus eligible
      
      Amount provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amount complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Keywords: Linear Financial Technologies, St. Louis , Business Analyst - Credit Decisioning System (Remote), Professions , Saint Louis, Missouri