Credit Analyst III
Company: Midland States Bank
Location: Saint Louis
Posted on: May 15, 2022
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Job Description:
At Midland States Bank, we believe that when we can bring our
whole selves to work each day, we become happier, more comfortable,
more confident and more excited to do great things for our
customers, each other and our company. We're proud to be an Equal
Opportunity and Affirmative Action employer. At Midland, we
recruit, employ, train, compensate and promote without regard to
race, color, religion, gender, gender identity or expression,
sexual orientation, national origin, genetics, disability, age, or
veteran status. If you are looking for a place to grow, we
encourage you to apply at Midland States Bank, because you belong
here.Position SummaryThis position is expected to have greater than
3 years of credit analysis experience. A comprehensive
understanding of processes, policies, regulation and rules is
expected at this level. This position is responsible for spreading
and analyzing commercial and consumer financial information. The
analysis is compiled into a Credit Approval Form. Ability to train
and review work of less experienced analysts. Acts as a resource
for the lending team, identifying and analyzing risk as well as
performing research as needed. As a member of the Credit
Administration team, this individual will be expected to contribute
to the improvement of the department. Persons at this level may
have credit approval authority. This individual will be held
accountable for credit quality and personal goals. Primary
AccountabilitiesFully understand and implement all aspects of all
loan policies and bank regulations.Meets or exceeds all goals
establishedAttends department and bank meetings as requiredAccepts
other duties and responsibilities as assignedMaintains positive
attitudeAbides by all bank policies and proceduresMaintain
compliance with all applicable regulations including, but not
limited to, the Bank Secrecy Act (BSA)Commercial Credit
Analysts:Spreads financial information by using the bank's
financial softwarePerform analysis as requested and on the largest
and most complex loan relationshipsComplete Credit Approval Forms
(CAF) for large and complex credit relationshipsRetail and Business
Banking Analysts:Underwrite and decision large and more complex
retail loan requests within designated authorityUnderwrite and
decision all commercial loan requests within designated
authorityProficiency in performing all loan origination functions.
This includes analysis, loan structuring, underwriting, document
preparation and quality controlPosition
QualificationsEducation:Bachelor's Degree or experience
equivalency3+ years credit/risk analysis experience
Competencies/Other Skills:Business insightCultivates
innovationDrives resultsMakes sound decisionsBeing a brand
championCollaboratesCommunicates effectivelyCustomer focusBeing
AuthenticEmotional IntelligenceSelf developmentBeing flexible and
adaptable If you require reasonable accommodation in completing
this application, interviewing, completing any pre-employment
testing, or otherwise participating in the employee selection
process, please direct your inquiries to Midland States Bank Human
Resources at HR@midlandsb.com. THIS JOB DESCRIPTION DOES NOT
CONSTITUTE A CONTRACT FOR EMPLOYMENT
PI175613162
Keywords: Midland States Bank, St. Louis , Credit Analyst III, Professions , Saint Louis, Missouri
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