Credit Analyst 6
Company: US Bank National Assoc
Location: Saint Louis
Posted on: May 15, 2022
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Job Description:
At U.S. Bank, we're passionate about helping customers and the
communities where we live and work. The fifth-largest bank in the
United States, we're one of the country's most respected,
innovative and successful financial institutions. U.S. Bank is an
equal opportunity employer committed to creating a diverse
workforce. We consider all qualified applicants without regard to
race, religion, color, sex, national origin, age, sexual
orientation, gender identity, disability or veteran status, among
other factors.Job DescriptionResponsible for approving the
extension of credit and/or making recommendations to the person(s)
making the final lending decisions on new, renewal and extension
loans to approve or deny the extension of credit. Prior to making
the credit decision or advising the person(s) making the final
credit decision, the Credit Analyst conducts a complete credit
analysis including gathering, analyzing, and interpreting all types
of credit information on existing and prospective customers.
Reviews customer accounts and portfolios to identify, evaluate and
determine the appropriate course of action on potential credit
quality issues in order to maximize credit quality and minimize
risk and potential loss to the company. May use technological
tools, including computer software, to assist in the credit
analysis process by helping evaluate a particular credit or a
portfolio. The Credit Analyst will use such tools to compare and
evaluate possible courses of action and will make recommendations
and/or decisions after various possibilities are considered.Basic
Qualifications- Bachelor's degree, or equivalent work experience-
Six or more years of relevant experiencePreferred
Skills/Experience- Strong credit analysis and analytical skills-
In-depth knowledge of credit analysis, credit administration,
credit policy and procedures, and risk analysis- Background in
economics, accounting, and/or finance- Effective technical report
writing skills- Effective verbal and written communication skills-
Proficient computer navigation skills using a variety of software
packages- Master's degree or CPA certification is preferredIf
there's anything we can do to accommodate a disability during any
portion of the application or hiring process, please refer to our
disability accommodations for applicants. Benefits: Take care of
yourself and your family with U.S. Bank employee benefits. We know
that healthy employees are happy employees, and we believe that
work/life balance should be easy to achieve. That's why we share
the cost of benefits and offer a variety of programs, resources and
support you need to bring your full self to work and stay present
and committed to the people who matter most - your family.Learn all
about U.S. Bank employee benefits, including tuition reimbursement,
retirement plans and more, by visiting usbank.com/careers.EEO is
the LawApplicants can learn more about the company's status as an
equal opportunity employer by viewing the federal EEO is the Law
poster.E-VerifyU.S. Bank participates in the U.S. Department of
Homeland Security E-Verify program in all facilities located in the
United States and certain U.S. territories. The E-Verify program is
an Internet-based employment eligibility verification system
operated by the U.S. Citizenship and Immigration Services. Learn
more about the E-Verify program.Salary range reflected is an
estimate of base pay and is for the primary location. Base pay
range may vary if an offer is made for work in a different
location. Pay Range: $88,910.00 - $104,600.00 - $115,060.00Due to
legal requirements, U.S. Bank requires that the successful
candidate hired for some positions be fully-vaccinated for
COVID-19, absent being granted an accommodation due to a medical
condition, pregnancy, or sincerely held religious belief or other
legally required exemption. For these positions, as part of the
conditional offer of employment, the successful candidate will be
asked to provide proof of vaccination or approval for an
accommodation or exemption upon hire.
Keywords: US Bank National Assoc, St. Louis , Credit Analyst 6, Professions , Saint Louis, Missouri
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