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Senior Credit Officer

Company: Midland States Bank
Location: Saint Louis
Posted on: May 15, 2022

Job Description:

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We're proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.Position SummaryThis position is directly responsible to the Chief Credit Officer of the Bank to provide senior level management, administrative or credit underwriting and approval. A Senior Credit officer is responsible for providing a leadership role including strategic responsibilities within the credit department. Persons in this role will operate with independence. The position will enhance shareholder value, in accordance with the goals and policies established by the Board of Directors and procedures implemented by the management of the bank. Primary AccountabilitiesReview and approve loan requests within designated credit authority.Review and recommend loan requests above credit authority to the Chief Credit officer or Director's Credit Risk Committee.Counsel with Relationship Managers regarding desirable types of credit, loan structure and terms pursuant to the loan policy of the bank.Counsel Credit Analysts in the accurate analysis of borrower loan requests and preparation of credit approval forms.Manage underwriting or administrative functions.Be knowledgeable of trends in banking and business practices to guide the company to improved performance and new opportunities.Maintains awareness of changing laws, regulations and industry trends which might affect the department and act on as required.Serve on committees of the bank as requested by the Chief Credit Officer.Represent the bank in a professional, ethical, and moral manner to promote the institution in the communities it serves. Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA). Position QualificationsEducation:Bachelor's Degree in a field complimentary to the positionExtensive formal lending training with a proven record of performanceMinimum of ten years of banking and lending experience with a minimum of five years in a credit approval, managerial or administrative role Competencies/Other Skills:Business insightCultivates innovationDrives resultsMakes sound decisionsBeing a brand championCollaboratesCommunicates effectivelyCustomer focusBeing AuthenticEmotional IntelligenceSelf developmentBeing flexible and adaptable If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

Keywords: Midland States Bank, St. Louis , Senior Credit Officer, Other , Saint Louis, Missouri

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