StLouisRecruiter Since 2001
the smart solution for St. Louis jobs

Risk and Underwriting Advisor - Express Scripts

Company: Cigna
Location: Saint Louis
Posted on: June 9, 2021

Job Description:


The Risk and Underwriting Advisor will be responsible for all underwriting activities in supporting Sales and Account Management (SAM) for renewing and new sale opportunities. The Advisor will develop client-specific underwriting and product positioning strategies. The Advisor will assist in the presentation and negotiation of client deals. The Advisor will also provide analytical support for all ad hoc analyses with a potential financial impact (e.g., evaluating a change in formulary or network). The Advisor will be required to gain in-depth knowledge of the PBM Industry and ESI-specific underwriting methods. The Advisor will be required to follow the targets and guidelines provided by ESI's Pricing Governance Team.


  • Develop client-specific underwriting strategies for competitive offers in the marketplace.

  • Provide analytical support to SAM for all ad hoc analyses which have a potential financial impact.

  • Support Senior Leadership in business management through understanding margin and performance drivers.

  • Negotiate and manage the set-up of a client's contract to ensure compliance with financial terms and conditions.

  • Work collaboratively with internal partners to ensure our financial offers are in alignment with guidelines.

  • Develop strategic recommendations related to market competition, products, services and financials.

  • Participate in department and company projects/initiatives.

  • Influence underwriting and financial modeling best practices.


  • Bachelor's degree in Business, Finance, Economics, Accounting.

  • 3+ years of relevant financial/analytical experience.

  • Excellent quantitative and analytical skills, financial modeling skills a plus.

  • Strong decision making and negotiation skills.

  • Strong written/verbal communication skills.

  • Self-starter; ability to work on multiple projects simultaneously.

  • Knowledge and/or experience in PBM or Healthcare industry preferred.


If your niche is in financial reporting and analysis, underwriting, cash management, audit or investor relations, our Finance department may be a perfect fit for you. Our teams within Finance work together to ensure that spending stays on track and that we remain a profitable industry leader. We're always on the lookout for innovative people who will bring outside-the-box thinking to our team.

About Cigna

Cigna Corporation exists to improve lives. We are a global health service company dedicated to improving the health, well-being and peace of mind of those we serve. Together, with colleagues around the world, we aspire to transform health services, making them more affordable and accessible to millions. Through our unmatched expertise, bold action, fresh ideas and an unwavering commitment to patient-centered care, we are a force of health services innovation. When you work with us, or one of our subsidiaries, you'll enjoy meaningful career experiences that enrich people's lives. What difference will you make?

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: for support. Do not email for an update on your application or to provide your resume as you will not receive a response.

Keywords: Cigna, St. Louis , Risk and Underwriting Advisor - Express Scripts, Other , Saint Louis, Missouri

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Log In or Create An Account

Get the latest Missouri jobs by following @recnetMO on Twitter!

St. Louis RSS job feeds