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GWIM Sr. Credit UW-High Net Worth Custom Lending

Company: Bank of America
Location: Saint Louis
Posted on: January 16, 2022

Job Description:

Job Description:

Primary duties include underwriting and obtaining credit approval for commercial loan products to clients of Global Wealth and Investment Management.
Candidate must be able to underwrite and prepare written loan approvals

Experience in small business or commercial loan underwriting preferred

Must be familiar with commercial lending products (yacht, commercial real estate, fine art, hedge funds and unsecured lending)

Competency in:
Analyzing and spreading personal financial information and tax returns and evaluating debt capacity

Negotiating loan structure, covenants and loan documentation according to creditworthiness, collateral and risk appetite

Commissioning and analyzing due diligence including personal, legal and collateral-dependent

Managing multiple deals simultaneously and different constituents depending on deal stage

Enterprise Role Overview:
Extends credit to and monitors loan portfolios of private banking clients. Works closely with private banking relationship managers in structuring loans to meet the clients' requirements or in reviewing credit standards. Typically works on smaller or less complicated loan or credit product transactions and under guidance of management or senior staff. - Possesses -some loan approval authority.
Qualifications
Required Skills:
College degree preferred

Bachelor's degree in business administration, finance, accounting or economics preferred

Strong financial analysis, accounting and credit skills

3 to 5+ years of commercial credit experience

Strong negotiation skills

Clear and concise communication skills. Proficiency in Word, Excel and PowerPoint

Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co-located

Desired Skills:
Highly prefer a candidate who is commercially credit trained

Job Band:
H5

Shift:
1st shift (United States of America)

Hours Per Week:
40

Weekly Schedule:

Referral Bonus Amount:
0
--> Job Description:

Primary duties include underwriting and obtaining credit approval for commercial loan products to clients of Global Wealth and Investment Management.
Candidate must be able to underwrite and prepare written loan approvals

Experience in small business or commercial loan underwriting preferred

Must be familiar with commercial lending products (yacht, commercial real estate, fine art, hedge funds and unsecured lending)

Competency in:
Analyzing and spreading personal financial information and tax returns and evaluating debt capacity

Negotiating loan structure, covenants and loan documentation according to creditworthiness, collateral and risk appetite

Commissioning and analyzing due diligence including personal, legal and collateral-dependent

Managing multiple deals simultaneously and different constituents depending on deal stage

Enterprise Role Overview:
Extends credit to and monitors loan portfolios of private banking clients. Works closely with private banking relationship managers in structuring loans to meet the clients' requirements or in reviewing credit standards. Typically works on smaller or less complicated loan or credit product transactions and under guidance of management or senior staff. - Possesses -some loan approval authority.
Qualifications
Required Skills:
College degree preferred

Bachelor's degree in business administration, finance, accounting or economics preferred

Strong financial analysis, accounting and credit skills

3 to 5+ years of commercial credit experience

Strong negotiation skills

Clear and concise communication skills. Proficiency in Word, Excel and PowerPoint

Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co-located

Desired Skills:
Highly prefer a candidate who is commercially credit trained

Job Band:
H5

Shift:
1st shift (United States of America)

Hours Per Week:
40

Weekly Schedule:

Referral Bonus Amount:
0
Job Description: Primary duties include underwriting and obtaining credit approval for commercial loan products to clients of Global Wealth and Investment Management.
Candidate must be able to underwrite and prepare written loan approvals

Experience in small business or commercial loan underwriting preferred

Must be familiar with commercial lending products (yacht, commercial real estate, fine art, hedge funds and unsecured lending)

Competency in:
Analyzing and spreading personal financial information and tax returns and evaluating debt capacity

Negotiating loan structure, covenants and loan documentation according to creditworthiness, collateral and risk appetite

Commissioning and analyzing due diligence including personal, legal and collateral-dependent

Managing multiple deals simultaneously and different constituents depending on deal stage

Enterprise Role Overview:
Extends credit to and monitors loan portfolios of private banking clients. Works closely with private banking relationship managers in structuring loans to meet the clients' requirements or in reviewing credit standards. Typically works on smaller or less complicated loan or credit product transactions and under guidance of management or senior staff. - Possesses -some loan approval authority.
Qualifications
Required Skills:
College degree preferred

Bachelor's degree in business administration, finance, accounting or economics preferred

Strong financial analysis, accounting and credit skills

3 to 5+ years of commercial credit experience

Strong negotiation skills

Clear and concise communication skills. Proficiency in Word, Excel and PowerPoint

Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co-located

Desired Skills:
Highly prefer a candidate who is commercially credit trained

Shift:
1st shift (United States of America) Hours Per Week:
40

Keywords: Bank of America, St. Louis , GWIM Sr. Credit UW-High Net Worth Custom Lending, Accounting, Auditing , Saint Louis, Missouri

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